China's central bank has put a stop to virtual credit card and 2-dimensional bar code payment service. ANBOUND’s chief researcher Chen Gong points out this move indicates the regulator will probably intervene to address the issue of unstandardized internet finance: it is perceived to be the most effective short-term policy to restrain the rapid development of internet finance without knowing the business direction and not being able to stop or hinders financial innovation. Therefore, it is vital for the market to figure out the scale of government policies. The national financial principle is to encourage the development of internet finance. However, the internet finance enterprises should watch out and not cross their boundaries.